We are pleased to announce that we were able to obtain a policy-limit settlement for our client who was injured an automobile accident. Our client was stopped at a red light when the adverse driver failed to stop and collided with our client's vehicle. Our client suffered injuries as a result of the accident, but we were able to obtain the maximum compensation available under the adverse driver's policy and from his under-insured motorist policy. 

Frequently Asked Questions About Rear-End Policy-Limit Settlements

1. Who may be liable when a driver is rear-ended while stopped at a red light?
Liability depends on the circumstances. When a driver is lawfully stopped at a red light and another motorist fails to stop and strikes the vehicle from behind, the evidence may support a claim that the rear driver was negligent.

2. What does California Vehicle Code § 21703 say about rear-end accidents?
California Vehicle Code § 21703 requires drivers not to follow another vehicle more closely than is reasonable and prudent, considering vehicle speed, traffic, and roadway conditions. A violation may be relevant when determining liability for a rear-end collision.

3. What is a policy-limit settlement in a California car accident case?
A policy-limit settlement generally means the insurer pays the maximum amount available under the applicable insurance policy for a covered claim, subject to the terms of the policy and circumstances of the case.

4. What happens if the at-fault driver's insurance is not enough to cover the injuries?
When the at-fault driver's liability coverage is insufficient, an injured person may potentially seek additional compensation through their own underinsured motorist (UIM) coverage, if applicable.

5. What is underinsured motorist coverage in California?
Underinsured motorist coverage may provide additional protection when an at-fault driver's available liability insurance is insufficient to compensate an injured person for covered damages. The amount available depends on the applicable policy and circumstances.

6. Can you recover from both the at-fault driver's policy and your own UIM coverage?
Potentially. An injured person may first recover available compensation from the at-fault driver's liability policy and then pursue applicable underinsured motorist benefits when the requirements for UIM coverage are satisfied.

7. What compensation may be available after a serious rear-end accident?
Depending on the circumstances, compensation may address medical expenses, lost income, pain and suffering, and other economic and non-economic damages caused by the collision.

8. How can a Los Angeles car accident lawyer help with a UIM claim?
A Los Angeles car accident lawyer can investigate the accident, document liability and damages, pursue available coverage from the at-fault driver's insurer, review applicable UIM coverage, and handle negotiations with the involved insurance companies.

Please understand that this case result does not constitute a guarantee, warranty, or prediction regarding the outcome of any legal matter.