Getting injured in an auto accident can be a horrifying experience. It can cause physical injuries and mental trauma. Victims find themselves buried under a huge mountain of medical expenses. Analyzing these bills, finding who is responsible, and then navigating the complex process of insurance can be a lot to handle. Auto accident law firms in Los Angeles aim to guide drivers on how to handle medical bills after auto accidents. 

How do Auto Accident Law firms in Los Angeles Decode the Medical bills?

Medical bills can be difficult to understand with unfamiliar terms and arbitrary charges. Below is list of things highlighted by auto accident law firms in Los Angeles that are important to know.

1. Services Included in a Medical Bill. Bills should accompany services received by the driver injured in an auto accident, including all the visits to the doctor, medications, physical therapy, hospital stays, diagnostic tests like MRLs or X-rays, and the like, or any other medical interventions by the doctor.
2. Medical Bill Coding. Auto accident law firms in Los Angeles explain that each service is assigned a different code that aligns with a standardized medical billing system. To know the reimbursement amount, refer to the code mentioned on the medical bill.
3. Medical Bill Detailing. Auto accident Law firms in Los Angeles require a detailed breakdown of charges, notes on all the services provided to the injured driver, the cost occurred for each service, the date, and any insurance adjustments if applicable.

Who Pays for What After Hiring an Auto Accident Law Firm in Los Angeles?

Auto accident law firms in Los Angeles review legal cause for a driver's injuries and identifies those responsible to recover compensation for the non-responsible party's medical bills.

1. Primary Payer of Health Insurance. Your health insurance acts as the primary payer in most cases. The claim is reviewed as per your insurance policy coverage and then the insurance company determine the portion of the payment to be paid. You might be responsible to pay for some out-of-pocket costs like coinsurance, deductibles and copays, all depending on your insurance plan.
2. Auto Insurance Coverage. Your auto insurance may offer additional coverage to cover the medical expenses, depending on your insurance policy. If their is another at-fault driver with insurance, their insurance should cover your medical expenses related to the incident to the extent of available coverage. 
3. Personal Injury Protection Insurance. Auto accident law firms in Los Angeles should be familiar with personal injury protection (PIP) as an insurance that covers lost wages and medical bills. The coverage is regardless of who is at fault for the accident. It is although be noted that the PIP coverage limits vary by policy and state.
4. Medpay Insurance. Similar to PIP, Medpay is an optional coverage that covers medical expenses irrespective of whose fault it is. But Medpay provides typically less coverage limits as compared to PIP.

What Options to Consider if Other Driver is not Insured?

Unfortunately, not all drivers carry auto insurance. Auto accident law firms in Los Angeles search for alternatives when the at fault driver lacks coverage or does not have enough coverage. Consulting a qualified auto accident attorney in Los Angeles can be quite valuable. Since they can help you with exploring other avenues like. 

1. Under insured Motorist Coverage. If the auto accident victim has under insured motorist coverage on their auto insurance policy, it can cover the gap between the at fault driver's coverage and the remaining medical bills.
2. Personal Injury Lawsuit. Experienced auto accident law firms in Los Angeles can guide you through filing a lawsuit against the at-fault driver to recover compensation for your medical bills, pain and suffering, lost wages or any other damages.

Some Practical Tips from Auto Accident Law Firms in Los Angeles

Here are some important tips to consider when reviewing medical charges. Do not accept the bill at face value without scrutinizing it. Check for inflated or duplicated costs and look for any errors you may find. If you have any ambiguity or confusion regarding charges, always consider clarifying it. You have the right to request an itemized bill from your healthcare provider. Additionally, you can inquire about potential discounts or payment plans, especially if you are uninsured or facing financial hardship. If you were injured in an auto accident in LA because of someone else's wrongdoing, consider consulting with auto accident law firms in Los Angeles to see if you are entitled to compensation about your losses.

Conclusion

For more information, see our Auto Accident FAQ page. Fassonaki Law Firm, P.C. is a reputable firm that is located in Calabasas in Los Angeles County. We provide legal representation for personal injury victims in Los Angeles and Ventura counties including, Calabasas, Agoura Hills, Thousand Oaks, Simi Valley, Ventura, Woodland Hills, West Hills, San Fernando Valley, and the surrounding area. Contact us for a free consultation to see if our experienced personal injury attorney in Los Angeles, can help with your personal injury matter. We can be reached at 323-524-8994 or by completing our online form on our contact us page.